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Welcome to Prosper Financial Group. What makes us different from other Texas real estate lenders is our commitment to friendly personal attention to each and every customer and their mortgage needs.

Not only do we make the entire lending process easier, faster and more efficient with the help of the latest technology and streamlined processes in the industry, but with our large range of real estate loan programs we can give you the means to proceed with your dreams, often for far less than you anticipated!

Prosper Financial Group believes that every Texas consumer deserves to be considered as individuals, not as file numbers. Prosper Financial Group, and its loan officers and processors are committed to being accessible, attentive and caring. 

Prosper Financial Group is dedicated to enabling Texas real estate mortgage borrowers to buy the home of their choice, or to refinance, in order to maximize their finances with mortgage program most suited to their particular needs at the lowest rate possible.

Apply today to let Prosper Financial Group help you get the great real estate financing you want and deserve! We'll go the extra mile for you!


Learn more about Our Company
Explore our many Loan Programs
Explore our huge Mortgage Info Library

Apply Now!

Purchase Loans:
* Residential & Commercial
* 100% Financing
* 1st Time Home Buyer
* Trading Up to a Larger Home
* Investment Property....more

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Refinance Loans:
* Residential & Commercial
* Debt Consolidation
* College Tuition Financing
* Home Improvements
* Real Estate Investment Property
* Cash-Out....more

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Texas Cash Out Loans:
* Need money for
Home Improvement, Business.?......more

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Marketplace:
*Best deals of the web....more

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Equal Housing Lender
Texas Mortgage Broker License # 48924
Use of this site subject to Terms of Use

Copyright © 2003 - ProsperLoans.Com, a division of Prosper Financial Group, Inc.
ProsperLoans.Com is an Equal Housing Lender| email: info@prosperloans.com
Prosper Financial Group, Inc. | 4640 Hedgecoxe #315 | Plano, TX 75024
Tel: (469)814-9027

© copyright 2003 - Prosper Financial Group, Inc. | terms of use l privacy l equal housing lender l Admin

Company Information:

Home Purchase, Refinance, Cash out, Home Equity Loans,  Zero Down, Interest Only, Investment  residential mortgages are available at Prosper Financial Group, Inc. with web address at prosperloans.com. We are licensed Texas Mortgage Broker in compliance with Texas Department of Savings and Mortgage Lending , a regulatory arm of State of Texas. Our rates are one of the lowest in the industry. We are focused on personalized service and are  available to answer questions and help navigate through this tedious process. Prosper Financial Group is dedicated to enabling Texas real estate mortgage borrowers to buy the home of their choice, or to refinance, in order to maximize their finances with mortgage program most suited to their particular needs at the lowest rate possible. What makes us different from other Texas real estate lenders is our commitment to friendly personal attention to each and every customer and their mortgage needs. To learn more about ProsperLoans.Com, a division of  Prosper Financial Group, Inc. and the options available to you, email us from the contact link, fill out our on-line loan application or contact us by phone. This site is directed at, and made available to, persons in the State of Texas only.

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REALTOR ^®:

A registered collective membership mark that identifies a real estate professional who is a member of the National Association of REALTORS ^® and subscribes to its strict Code of Ethics.

DISCLAIMER:

The information provided on or through this site is for purposes of general consumer education only and is not intended as a substitute for advice from a qualified professional, such as, but not limited to, a lawyer, accountant, investment advisor, insurance broker, financial planner, real estate agent or home inspector. We can not and do not guarantee the accuracy or the applicability of this information to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance and real estate issues.

EQUAL HOUSING STATEMENT:

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

TEXAS MORTGAGE BROKER/LOAN OFFICER DISCLOSURE

Mortgage Broker : Rachael Gadi  License 48924
The information in this disclosure is provided to clarify the nature of our relationship, my duties to you, and how I am to be compensated as a Mortgage Broker or Loan Officer. This disclosure is a requirement of the Texas Mortgage Broker License Act.
Since I may be working for a company, references to "we or "us" refer to me and any company for which I am working.

Duties and Nature of Relationship
You, the applicant(s), have applied with us for a residential mortgage loan.
We will submit your loan application to a participating lender which we may from time to time contract upon such terms as you may request or a lender may require. In connection with this mortgage loan, we are acting as an independent contractor and not as your agent. We will enter into separate independent contractor agreements with various lenders. While we will seek to assist you in meeting your financial needs, we do not distribute the products of all lenders or investors in the market and cannot guarantee the lowest or best terms available in the market.

How we will be compensated
The retail price we offer you – your interest rate, total points, and fees – will include our compensation. In some cases we may be paid all or part of our compensation by you or by the lender or investor. Alternatively, we may be paid a portion of our compensation by both you and the lender. For example, in some cases, if you would rather pay a lower interest rate, you may pay higher up-front points and fees. Also, in some cases, if you would rather pay less up-front, you may be able to pay a higher rate, in which case some or all of my compensation will be paid by the lender. We also may be paid by the lender based on other goods, services, or facilities performed or provided by us to the lender.

You, the consumer will be charged for the processing of your loan application in fees. The services which these fees are being charged include the following:
Application fee $ 75.00
Processing fee $ 495.00
Appraisal fee (As per Invoice by the Appraiser )
Credit report fee : NONE included in the application fee.
Automated underwriting fee : NONE if performed by the participating lender otherwise $ 20.00

Of this amount, $ 75.00 is not refundable under any conditions. The remainder of this amount will not be subject to refund at any time after we have ordered or obtained the services for which such fees are being collected.

The estimated fees which we will charge will be as shown on the good faith estimate which we will provide you within three (3) days of the receipt of signed application in accordance with the requirements of the Real Estate Settlement Procedures Act and its implementing regulations.

Prosper Financial Group, Inc. IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT AGAINST Prosper Financial Group, Inc.  SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.STATE.TX.US OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.STATE.TX.US.

THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

Last Revised: January 31st, 2006.